Understand your statement balance

Your monthly statement shows several balance figures. Understanding them helps you avoid interest and missed payments on your Advanzia Mastercard.

Key terms

• Statement balance – total owed at statement date
• Minimum payment – least you must pay by due date
• Available credit – limit minus outstanding balance

Paying in full vs minimum

• Paying the full statement balance by the due date usually avoids purchase interest
• Paying only the minimum keeps the account current but may incur interest on remaining balance
• New purchases after the statement date appear on the next cycle

View current balance anytime in the Advanzia app or online banking. Dispute unknown items before the payment due date if possible.