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3D Secure SMS OTP verification

3D Secure adds a step when paying online with your Advanzia Mastercard. You may receive a one-time password (OTP) by SMS.

Mobile phone

How SMS OTP works

  • Enter card details at checkout
  • Redirect to Advanzia or scheme authentication page
  • Enter OTP sent to your registered mobile within time limit

If OTP fails

  • Confirm mobile number in online banking
  • Check signal and SMS filtering apps
  • Retry or use alternative authentication if offered

Never share OTP with callers claiming to be support—Advanzia will not ask for it by phone.

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